The Bank of England’s monetary policy committee (MPC) has chosen to maintain the base rate of interest, it has emerged.
In its January meeting, the committee opted to keep the interest rate at 5.5 per cent. This follows on from the quarter percentage reduction which took place in December. And although a cut has not taken […]
Getting insulation fitted in lofts could be a way for homeowners to reduce their energy bills, an industry expert has suggested.
Neil Marshall, chief executive of the National Insulation Association (NIA), reported that as utility bills are set to rise over the coming months, having cavity wall and loft insulation could help consumers to lower their […]
Nowadays, you can find debt solutions absolutely everywhere. You’ll see advertisements on television, hear them on the radio, and find them on the web. There are services for those with great credit, good credit, bad credit and even no credit.
The main goal of all of these debt solution services is to help you reduce […]
It’s that time of year again when we all spend a little bit too much in the knowledge that we can chip into our equity again after Christmas and get another little debt consolidation loan. Except this year it’s different. This year sees a change to things as we’ve known them for the last decade […]
Fortunately there is a silver lining to the dark clouds here - the debt consolidation loans for bad credit, which would be able to give back your mental peace and financial solvency. Once a credit card holder falls behind in payments, he or she can become burdened with mounting debts and thus must need […]
The millions of Britons who are looking to book a foreign break this month may find that their dream holiday turns into a nightmare, new research shows.
According to a study carried out by esure Travel Insurance, more than 15 million people, including those who may have funded their purchase through a loan, are set to […]
Close friends have announced their engagement, and you could not be more thrilled! What do you do to share their excitement? Select the perfect gift to help them establish their new life together. Where do you begin? What could they need? Could you afford the items you believe a new […]
Millions of Britons are under financial pressure, new research indicates.
In a study carried out by MoneyExpert, some 6.9 million bills have not been paid since June last year. Overall, council tax is the most likely household bill to have been missed during this period of time, with some 2.3 million, about one in 20 people, […]
The country’s financial outlook has continued to worsen, new studies show.
In Nationwide’s most recent consumer confidence index, Britons’ financial optimism dropped by one point over the course of December to stand at 85 - the lowest score noted since February 2007. Despite the decision by the Bank of England’s monetary policy committee (MPC) to lower […]
The majority of Britons are in need of a “financial workout”, new research shows.
Figures released by Abbey Banking, some 99 per cent of people could manage their various monetary products - such as mortgages, loans, current accounts and credit cards - more effectively. In comparison, just one per cent of consumers are handling all aspects […]
Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much,just by a little each week but they continue to creep up and up.
The grocery stores also have a technique to keep you looking in the wrong place […]
You have strived hard to get the admission for the much desired degree at a reputed university and you know it better that it is not easy, at least economically. Hence at some point or the other many of us opt for student loans which increase till the time you find out that you have […]
A price rise announcement earlier today by one energy supplier could spell increased financial pressure for many Britons, it has been suggested.
According to price comparison website uSwitch, moves by npower to hike its tariffs may act as an impetus for other companies to do the same. The firm is to increase its gas and electricity […]
Much of the stress and unhappiness of people’s lives is caused by negative thinking. There is a constant battle going on between negative and positive thoughts, and when there is some type of setback, those negative thoughts can become rampant.
Sometimes, though even day-to-day living can be overwhelmed by negative thoughts for those who are unable […]
With financial conditions set to worsen over 2008, consumers need to take steps to safeguard their finances, an industry expert has warned.
According to Angela Knight, chief executive of the British Bankers′ Association (BBA), people must be careful with how they manage their money during the next 12 months. She also pointed out that Britons should […]
The availability of loans and other types of borrowing may be set to diminish, a new Bank of England report shows.
In the Bank’s latest Credit Conditions Survey, a number of loan lenders have stated that they have had to become stricter about to whom they issue borrowing. And with many Britons finding that mortgages are […]
Now is an ideal time for many Britons to get their finances under control.
Such is the claim of Halifax, which reports that although the Christmas and new year period is usually associated with spending, this time of year can also serve as an ideal opportunity for people to get to grips with their money management […]
Most people will visit a finance center and discover that there are more types of insurance available to them than they realized. The types of personal loans available will be determined by a specific need and the credibility for the personal loan will be based in whole or in part by the applicant’s credit history. […]
If you are planning on some personal financial planning in 2008 then the very first thing you should do is carry out a balance sheet check on yourself right now. What does your net worth really look like and what provisions are you making for the future. All too often in todays consumer driven retail […]
An increasing number of people could be safeguarding their financial future, new research suggests.
In a study conducted by the Building Societies Association (BSA), some 2.3 billion pounds was invested into savings accounts at such financial institutions over the course of November. And with this figure being almost three times higher than that recorded during the […]