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Category: Personal Finance

Impact Of Credit Crunch ‘Extending Beyond The Vulnerable’

3 January, 2008 (00:00) | By: Arouse

Prospective first-time buyers are putting themselves under more financial pressure in an attempt to get on to the housing market, new research indicates.
In figures released by Moneyextra, the value of the average home purchased by such consumers has risen by three per cent to stand at 187,911 pounds. And with the typical first-time buyer mortgage […]

Consumers May See Financial Woes ‘Compounded’

3 January, 2008 (00:00) | By: Steve_Smith

An increasing number of Britons are due to develop unmanageable financial difficulties this year, new figures reveal.
In research carried out by Grant Thornton, some 10,000 people are set to file for bankruptcy during each month of 2008 after becoming unable to pay loans, credit cards, mortgages, household bills and other financial demands. Meanwhile, it was […]

Many People ‘Becoming Financially Stretched’

3 January, 2008 (00:00) | By: Tom_Dawson

Those living in East Anglia could be set to face record financial difficulties.
Such is the assertion of the Norwich and district branch of Citizens Advice, which reports that the numbers of people it is currently advising on money matters is up by some 65 per cent in comparison to the same time last year. However, […]

Using a Debt Settlement Company as a Bankruptcy Alternative

2 January, 2008 (00:00) | By: mas1879

With the number of home foreclosures on the rise, people are finding themselves deeper in debt than ever before. Individuals are being faced with having to seeking a solution to this debt and many are turning to the bankruptcy courts. Looking for a bankruptcy alternative is in your best interests. A bankruptcy can remain on […]

Is Debt Settlement for You?

1 January, 2008 (00:00) | By: mas1879

You are drowning in debt and you no longer know what to do to manage your growing debt. Circumstances in your life have put you in a situation where you have to make a decision about your finances. You have decided that credit counseling cannot help you and you are considering bankruptcy, but would like […]

Getting Yourself Financially Back on Track After Bankruptcy

28 December, 2007 (00:00) | By: Blog_King

You’re a hard working person. You worked hard to develop your credit rating to the point where you have great credit. The home you and your family live in is modest. But despite the fact you live in a modest home your taxes continually rise. On top of that, your wife has just been […]

Choose the Right Banking Account for Your Needs

27 December, 2007 (00:00) | By: AjeetK

I just saw the commercial of that bank down our street. It is offering a free bank account! Lets take it, my wife cried out. It sounds like a great idea but before you go sign up for that account and start banking with any specific bank you should know that bank accounts are […]

Now Is A ‘Good Time’ To Insulate Homes

27 December, 2007 (00:00) | By: Steve_Smith

Now could be an excellent time for homeowners to consider insulating their walls and lofts, an industry expert has stated.
According to Andrew Leech, technical consultant for the National Home Improvement Council (NHIC), getting such work carried out during the winter months could particularly help consumers save money that they would have otherwise spent on heating […]

Low Income Families ‘Struggling With Finances’

23 December, 2007 (00:00) | By: Mark_Dawson

Millions of Britons are targeted by unscrupulous loan lenders, new figures reveal.
In research carried out by Save the Children, some 2.3 million people who earn a low income are taking out loans from providers who charge annual rates of interest as high as 183 per cent. According to the charity, such parents choose to borrow […]

Billions To Be Spent In Last Minute Christmas Dash

23 December, 2007 (00:00) | By: Mark_Dawson

With today (December 17th) marking the fact there is just one week left until Christmas, millions of Britons are set to hit the high street to do their festive shopping, figures reveal.
New studies carried out by Sainbury’s reveals that an increasing amount of money is due to be spent in the seven days leading up […]

Picking the Right Student Credit Card for You

22 December, 2007 (00:00) | By: dujopr1

When it comes to college life, we all agree that studying is the most important part of it. But there is also another aspect to consider, the financial one. Expense control during college years is something that we should always keep a close eye on and part of this is to pick the right […]